One of the reasons I wanted to start this blog was to lay it all out on the line- to show what I am going through, what I am doing, and where I am going with my efforts to get out of debt.
I also wanted to be vulnerable and to be someone who you can relate to.
I guess you could also think of this blog as kind of an accountability and maybe a means to be an encouragement to what you're going through as well. I want to show you my financial situation on a regular basis and share with you ways to keep that debt rolling out the door.
Let's face it, going through something like this alone isn't as fun as having someone there with you. Sometimes that debt-free light at the end of the tunnel seems like a far distance off. Like 1,000,000 miles away. Seriously.
But- I know without a doubt that I can get there, and I know you can too.
Before we get into all of the ways that we can help ourselves get out of debt, I'd like to start with my financial story if that's alright with you.
My Story
When I started this journey of getting out of debt, my family's income looked really great. We were making the most money we had ever made in our almost 6 years of marriage, we had just enrolled into Dave Ramsey's Financial Peace University (which I HIGHLY recommend) through a local church, and we were getting things right. It was awesome!
I felt that since God gave us this extra income, we needed to be good stewards of this blessing. I felt that God was telling us that this was our second chance to get things right.
Our whole perspective on money changed and our finances quickly did an about-face. In just a short amount of time, like a month and a half, I felt like we had finally taken control of our finances. We even paid off 3 or 4 debts. It felt amazing!
Then, right after we got our budget worked out and were gaining a lot of financial traction, our income was cut in half out of nowhere and we were back to square one. It was devastating.
But after the tears went away and I was able to think more clearly about the whole situation and what had happened, I can honestly that I was not worried. I knew God was going to take care of us and He the one who is going to supply our needs. He gave us that promise, and I believe it!
So all of that brings me to this very moment and to the creation of this blog. God laid this blog idea on my heart because I know many of you are desperate to get out of debt and you don't know where to start and you aren't sure how you can possibly do it with your limited resources.
I felt the same way just a few short months ago and I want you to know there is a way out. I am living proof of that. I am just a Damsel in Debt and I need to be rescued too!
I encourage you to join me on this amazing journey of becoming debt-free. It's going to be fun, it's going to be weird, and most of all, it's going to change your life.
You won't regret it, I promise!
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